Top 12 Dental Insurance Companies in Maine 2025

by Audrey

Maine, a state known for its natural beauty and outdoor lifestyle, is also home to a variety of reliable dental insurance providers. Dental health plays a significant role in overall well-being, and finding the right insurance coverage can make a substantial difference in ensuring access to high-quality care. As dental issues like swollen gums, bad breath, and receding gums become more common, a reliable dental insurance plan can help mitigate the costs of treatments and preventive care.

In this article, we explore the top 12 dental insurance companies in Maine for 2025. Whether you need coverage for regular check-ups or more advanced procedures, this guide will help you make an informed decision about the best dental plans available in the state.

Top 12 Dental Insurance Companies in Maine 2025

1. Delta Dental of Maine

Delta Dental is one of the most recognized dental insurance providers in Maine, offering a range of comprehensive dental plans. They provide coverage for preventive care, such as routine cleanings, as well as more specialized services like treatment for swollen gums and receding gums. Delta Dental offers both individual and family plans, with flexible coverage options that cater to various needs.

Delta Dental’s extensive network of participating dentists across Maine ensures that you have access to high-quality care. With an emphasis on preventive dental health, their plans make it easy to stay on top of your dental needs without breaking the bank.

2. Cigna Dental Insurance

Cigna is a well-established name in the health insurance sector, and their dental insurance options in Maine are no different. Cigna offers affordable dental plans with coverage for a range of procedures, from basic preventive care to treatments for complex issues like bad breath caused by periodontal disease.

One of the main benefits of Cigna’s dental insurance plans is the ability to choose your preferred dentist. Their plans also cover major procedures like fillings and crowns, which can help maintain oral health and prevent future dental complications.

3. UnitedHealthcare Dental Insurance

UnitedHealthcare provides comprehensive dental insurance plans to individuals and families in Maine. Their plans include preventive services like cleanings and exams, as well as coverage for treatments related to common dental issues like swollen gums and receding gums. UnitedHealthcare offers both PPO and HMO plans, giving you flexibility in choosing your dentist.

The convenience of a large network and a variety of coverage options makes UnitedHealthcare a popular choice for many Maine residents seeking reliable dental insurance.

4. Anthem Blue Cross and Blue Shield

Anthem is known for offering affordable dental insurance plans with broad coverage options. In Maine, they provide plans that cover everything from preventive care to restorative treatments for dental conditions like receding gums. Anthem also offers orthodontic coverage, which is beneficial for families with children who may need braces.

With Anthem, you can expect competitive rates, a large network of participating dentists, and a focus on maintaining your overall dental health.

5. Humana Dental Insurance

Humana is another reputable provider offering dental insurance in Maine. Their plans cover a wide array of dental procedures, including preventive care, fillings, root canals, and more. Humana is known for offering affordable plans that are suitable for individuals and families alike.

For those experiencing bad breath due to dental problems, Humana’s plans provide access to treatments for underlying causes such as gum disease. Their extensive network of dentists in Maine makes it easy to find a provider close to home.

6. MetLife Dental Insurance

MetLife provides dental insurance plans that focus on both preventive and restorative care. Their plans are ideal for individuals who need coverage for issues like swollen gums, cavities, or more serious dental procedures. MetLife’s extensive network of dentists in Maine ensures access to high-quality care at affordable rates.

One of the standout features of MetLife’s dental plans is their straightforward pricing, which helps you understand exactly what you’re paying for and what is covered.

7. Aetna Dental Insurance

Aetna is a trusted name in health and dental insurance, and their plans in Maine are tailored to meet a wide range of needs. Whether you’re looking for basic preventive care or coverage for advanced dental work, Aetna offers flexible plans that suit different budgets and requirements.

Coverage for treatments related to receding gums and other dental issues is included in Aetna’s dental insurance plans, making them a solid choice for anyone looking to maintain good oral health.

8. Sun Life Dental Insurance

Sun Life offers dental insurance plans that provide coverage for essential dental services such as check-ups, fillings, and more. With their strong emphasis on preventive care, Sun Life ensures that you have access to the tools necessary for maintaining healthy gums and teeth.

Their plans are designed to fit a variety of lifestyles and budgets, and they are an excellent choice for those seeking reliable and affordable dental coverage in Maine.

9. Guardian Life Dental Insurance

Guardian Life is another prominent dental insurer in Maine, offering plans that cover both preventive and major dental services. Their coverage includes exams, cleanings, and procedures like crowns and bridges that can address more significant issues like swollen gums and receding gums.

Guardian Life’s dental insurance plans are known for their flexibility and ability to fit the needs of individuals, families, and seniors.

10. Assurant Dental Insurance

Assurant offers a variety of dental insurance plans in Maine, with a focus on providing coverage for preventive and basic dental care. Their plans are ideal for those who want an affordable option for routine cleanings and exams, as well as coverage for treatments related to bad breath and swollen gums.

Assurant’s customer service is also highly rated, making it easy to get the help you need when you have questions or need to file a claim.

11. Careington Dental Insurance

Careington offers dental insurance and discount plans in Maine, focusing on making dental care more affordable. They offer a variety of plans that can help cover both preventive and restorative services. Their network of dentists is extensive, ensuring that you can find a provider who fits your needs.

If you’re looking for a more affordable dental plan with flexible options for services like treatment for receding gums or bad breath, Careington is a strong contender.

12. Lincoln Financial Group Dental Insurance

Lincoln Financial Group provides dental insurance that covers both basic and advanced dental services. Their plans are designed to help with the cost of preventive care and treatments for dental issues like swollen gums or cavities. With access to a large network of dentists in Maine, Lincoln Financial Group offers reliable dental coverage at competitive rates.

Choosing the Right Dental Insurance Plan in Maine

When choosing a dental insurance plan in Maine, it’s essential to consider your specific needs. Whether you are seeking coverage for routine check-ups, preventive care, or treatments for conditions like swollen gums or bad breath, the right plan can significantly impact your overall oral health.

Each of the providers listed here offers a variety of options, including individual and family plans, as well as coverage for different dental procedures. Take the time to review each option and consider factors such as cost, coverage, and network of dentists before making your decision.

Conclusion

Finding the best dental insurance plan in Maine is crucial to maintaining good oral health and avoiding high out-of-pocket expenses. The providers listed above offer a range of options to suit various needs and budgets. Whether you’re dealing with swollen gums, bad breath, or more complex dental issues, these plans ensure that you receive the care you need to maintain a healthy smile.

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