Finding the right dental insurance provider is essential for ensuring optimal oral health. Dental insurance plans offer coverage for a variety of dental issues, including gum disease, gum infections, sensitive teeth, and routine dental care. In North Dakota, a state known for its expansive landscapes and smaller population, choosing the right plan is particularly important. This article provides a detailed overview of the top 10 dental insurance companies in North Dakota for 2025. These companies offer a range of plans that address common dental issues and preventive care. Whether you’re looking for a plan to cover gum disease treatment or preventive care to avoid gum infections, we’ve got you covered.
Top 10 Dental Insurance Companies in North Dakota 2025
1. Delta Dental of North Dakota
Delta Dental is one of the most prominent dental insurance providers in North Dakota. They offer a variety of plans tailored to meet different needs, including individual and family plans. Delta Dental has a wide network of dental providers, making it easy for patients to find in-network dentists.
Key Features:
- Coverage for preventive care, such as cleanings and exams
- Plans that cover treatment for gum disease and gum infections
- Offers plans for individuals and families
- Comprehensive coverage for sensitive teeth and dental emergencies
Delta Dental’s plans are highly regarded for their flexibility and affordable premiums. Whether you need routine dental check-ups or treatment for gum infection, their plans are designed to provide significant coverage at reasonable costs.
2. Blue Cross Blue Shield of North Dakota
Blue Cross Blue Shield (BCBS) is a trusted name in health insurance, and they offer a range of dental insurance plans in North Dakota. BCBS covers preventive services, including regular check-ups, as well as treatments for dental issues such as gum disease, sensitive teeth, and oral surgeries.
Key Features:
- Comprehensive dental coverage including orthodontics, implants, and surgeries
- Focus on preventive care to help avoid costly treatments for gum disease and infections
- Large provider network
With BCBS, you can expect excellent customer service and access to a broad network of dental professionals. Their plans are designed to meet the needs of both individuals and families, providing peace of mind in managing dental health.
3. Cigna Dental Insurance
Cigna offers both individual and family dental insurance plans in North Dakota. Their policies are designed to cover a wide range of dental procedures, including treatments for gum infections and sensitive teeth. Cigna is known for its reliable customer service and user-friendly platform.
Key Features:
- Flexible plans with varying levels of coverage
- Coverage for preventive care, gum disease treatments, and dental emergencies
- Access to a large network of dentists
Cigna’s dental plans are designed to help individuals and families manage dental expenses while focusing on prevention.
Their emphasis on preventive care ensures you can avoid gum infections and other dental issues before they escalate.
4. Aetna Dental Insurance
Aetna is another well-established name in the insurance industry, and their dental insurance plans in North Dakota are no exception. They offer comprehensive coverage for routine check-ups, gum disease treatments, and sensitive teeth care.
Key Features:
- Flexible dental coverage for individuals and families
- Plan options for major dental procedures, including root canals and tooth extractions
- Extensive network of dental providers
Aetna’s focus on preventative care and early intervention for gum disease ensures that patients have access to timely treatments to avoid more serious dental complications. Their dental plans are both affordable and comprehensive, making them an excellent option for North Dakota residents.
5. United Healthcare Dental Insurance
United Healthcare offers dental insurance plans that cover preventive services, treatments for gum disease, and sensitive teeth care. Known for its strong network of healthcare providers, United Healthcare also offers dental insurance plans designed to meet a variety of needs.
Key Features:
- Affordable monthly premiums
- Wide coverage for treatments like gum disease management and oral surgeries
- Large network of dentists in North Dakota
United Healthcare is a reliable option for those looking for affordable dental care with a broad network. Their policies help manage both preventive and advanced dental needs, ensuring that issues like gum infections and tooth sensitivity are covered.
6. Humana Dental Insurance
Humana offers comprehensive dental insurance plans in North Dakota. Their focus on preventive care, including regular check-ups and cleanings, helps prevent gum disease and infections. They also offer coverage for more complex dental procedures.
Key Features:
- Extensive coverage for gum disease treatments and sensitive teeth care
- Low-cost plans with flexible options
- Access to a nationwide network of dental providers
Humana is an excellent choice for those seeking to prevent costly dental procedures through preventative care. Their plans are designed to provide coverage for both basic and complex dental treatments, making them ideal for North Dakota residents.
7. Guardian Dental Insurance
Guardian offers a range of dental insurance options that cater to individuals and families. Their plans include coverage for routine dental visits, gum disease treatments, and sensitive teeth care. Guardian’s extensive network makes it easy to find a dentist nearby.
Key Features:
- Comprehensive coverage for preventive, basic, and major dental services
- Focused on affordable premiums and easy access to services
- Offers in-house treatment for gum infections and sensitive teeth
Guardian provides affordable dental coverage, with a strong emphasis on preventive care. This is particularly beneficial for those in North Dakota who wish to prevent the development of gum disease or manage sensitive teeth effectively.
8. MetLife Dental Insurance
MetLife is a reliable provider of dental insurance in North Dakota. Their dental plans cover a range of services, including treatments for gum disease, gum infections, and sensitive teeth. MetLife’s plans are designed to help patients manage both preventive and complex dental issues.
Key Features:
- Coverage for both preventive care and advanced dental procedures
- Access to an extensive network of dental professionals
- Plans designed to manage sensitive teeth and prevent gum disease
MetLife’s dental insurance plans offer both preventative and restorative care, which is ideal for those seeking to protect their dental health long-term. Their affordable coverage helps residents of North Dakota manage common dental issues like gum infections and sensitivity.
9. Principal Dental Insurance
Principal offers a range of dental plans that cater to individuals and families in North Dakota. Their plans cover routine dental services, as well as treatments for more complex issues like gum disease and sensitive teeth. Principal is known for its straightforward plans and competitive pricing.
Key Features:
- Affordable premiums with extensive coverage for all dental needs
- Strong focus on preventive care to avoid gum infections and other dental complications
- Access to a wide network of dental professionals
Principal’s affordable dental insurance makes it a great option for families and individuals looking to manage routine and specialized dental needs. Their plans are tailored to help patients prevent gum disease and maintain overall oral health.
10. Ameritas Dental Insurance
Ameritas offers dental insurance plans that provide extensive coverage for preventive care, gum disease treatments, and sensitive teeth. Their plans are designed to meet the diverse needs of North Dakota residents, from basic dental exams to more advanced procedures.
Key Features:
- Coverage for routine check-ups, cleanings, and advanced procedures
- Emphasis on affordable premiums for individuals and families
- Access to a vast network of dental providers
Ameritas offers reliable dental coverage that ensures patients have access to high-quality care, from routine check-ups to specialized treatments for sensitive teeth and gum disease.
Conclusion
Choosing the right dental insurance is crucial to maintaining oral health and managing costs associated with dental care. North Dakota residents have access to several top-tier dental insurance providers in 2025. Whether you’re dealing with sensitive teeth, gum disease, or other dental concerns, these providers offer comprehensive coverage to meet your needs. Ensure you evaluate the different plans to find the one that best suits your dental care requirements and budget.
